Since I have fewer dollars to spend (mindlessly) thanks to this pesky unemployment thing, I’ve been trying to focus on my health. Actually, that sounds so ambitious. Honestly, I wasn’t really that focused, but after a recent physical where both the cholesterol and the number on the scale are higher than they should be, I… Read More Budgeting vs. Dieting
While I’m enjoying my “retirement,” I can’t help but think about the major impact to my future financial self. Over the last seven months, I should have banked another $50k, minimum. When I look 10, 20, 30 years in the future, that’s a huge hit to my future net worth. Ah well, here’s hoping an… Read More Unemployment’s impact on our finances
So, it’s been a LONG time since I’ve updated you on our #500in5 challenge, our attempt to save half a million dollars in five years. That’s because I lost my job in March, and most of my income was earmarked for this challenge. Both hubby and I were saving $24k/year in our 401(k) plans, and… Read More #500in5 Update
Oh. my. summer. How glorious you’ve been! But now, it’s time to get back to the business of watching those expenses a bit more closely since I’m retired unemployed. Don’t get me wrong…I don’t regret spending a single penny this summer, because it was all saved for in advance. But now, time to start minding… Read More What I did on my summer vacation? Spent money, of course.
I knew it was coming. Not really, of course, because of all the legalities of eliminating someone’s job. Yes, it’s always shocking to hear the words, but nonetheless, I’d been expecting it for months. It doesn’t matter how or why this happened…corporations reorganize and “rightsize” or “downsize” their resources all the time. What’s important is… Read More I lost my job today. And that’s okay.
We use this great budgeting software called You Need A Budget (YNAB). When we first started using YNAB, we used it for expense tracking only. I didn’t want some software app (or my husband) to tell me what I could and couldn’t buy. I was already a practical spender…most of the time. When we finally… Read More What if…?