So, it’s been a LONG time since I’ve updated you on our #500in5 challenge, our attempt to save half a million dollars in five years. That’s because I lost my job in March, and most of my income was earmarked for this challenge. Both hubby and I were saving $24k/year in our 401(k) plans, and… Read More #500in5 Update
I just spent an hour adding up every cent of interest accrued to all my accounts in YNAB, and I am happy to report that we are ending the first six months of our #500in5 challenge with a balance of $58,433.28! About $24k of that amount was saved in our 401(k) plans, as both of us… Read More #500in5 2016 End-of-Year Update
October conjures up spooky images for most…ghosts, goblins, maybe even zombies. All scary, but none as upsetting as a decline in net worth! Can we just get this presidential election over with so the market settles down a bit?!?! Fortunately, our #500in5 challenge is still on track. You might remember that this is our effort… Read More #500in5 November 2016 Update
We use this great budgeting software called You Need A Budget (YNAB). When we first started using YNAB, we used it for expense tracking only. I didn’t want some software app (or my husband) to tell me what I could and couldn’t buy. I was already a practical spender…most of the time. When we finally… Read More What if…?
According to an email I received from Dave Ramsey this morning, this is National Save For Retirement Week. Who knew? Retirement has been on my mind a LOT lately, as my paying job has stressed me out quite a bit over the last six months. I’m trying to figure out how to turn this fantasy… Read More Let’s talk retirement
I made mention of our most recent savings challenge in a recent post and tagged it #500in5. My hubby and I have decided that we’re ready to retire. Mentally, we are SO ready. But, financially? There is still some work to do. Interested in how others have reached FI (Financial Independence) early, we decided we need… Read More #500in5 October 2016 Update