This past Sunday, the pastor at my church had a very engaging sermon about what he calls “The Comparison Disease.” We all know it. We all suffer from it to some extent, even if we don’t know it. Let’s take Facebook. I don’t want to complain about Facebook…I LOVE Facebook and am completely addicted. But really,… Read More The Comparison Disease
We use this great budgeting software called You Need A Budget (YNAB). When we first started using YNAB, we used it for expense tracking only. I didn’t want some software app (or my husband) to tell me what I could and couldn’t buy. I was already a practical spender…most of the time. When we finally… Read More What if…?
I know, I know…I am a huge fan of Dave Ramsey, and he is NOT a fan of credit cards, even those used responsibly and paid off each month. But hear me out. In the past year, I have charged nearly $60k on my LL Bean Visa card. My reward was 1%, or $600, in bonus… Read More The first month with my Costco Visa
I’m not sure how many people are realistic about their vision of retirement. For most, I think their plan is to either a) travel to exotic and expensive locations and party it up like they have not a care in the world, or b) simply not go to work. I’m going to guess that most… Read More What will you do when you retire?
According to an email I received from Dave Ramsey this morning, this is National Save For Retirement Week. Who knew? Retirement has been on my mind a LOT lately, as my paying job has stressed me out quite a bit over the last six months. I’m trying to figure out how to turn this fantasy… Read More Let’s talk retirement
Speaking of my vacation to Disney four years ago, it was expensive, probably the most expensive one week (okay, eight days) trip we’ve ever taken. We stayed in a value resort, but did splurge for a suite since my youngest was really going to need to get to sleep earlier than the rest of us.… Read More Vacation spending
Today is our fourth anniversary of being free from our debt. In the two or three years leading up to October 10, 2012, we had paid off our car loans. One was paid off a few months early; the other, maybe a year early? But it just didn’t seem right to pay off the mortgage.… Read More Today is our 4th Debt Free Anniversary!